Payments

Emafiya.com offers you multiple payment methods. Whatever your online mode of payment, you can rest assured that Emafiya trusted payment gateway partner use secure encryption technology to keep your transaction details confidential at all times. Emafiya.com is SSL secure website with information lock technology, that means no one can steal your any information between your computer and our server. So, Dont worry and shop confidently!

 

How do I pay for a Emafiya purchase?

 

Internet Banking

 Internet Banking is a full-service facility that allows you to do your banking with complete security from the comfort and safety of your home or office. Use Internet Banking To Minimise The Risk of Fraud. Utilise paperless options. Restrict receipt of paper statements by subscribing to e-mailed bank account statements, credit card statements and demat account statements. Monitor your account activity regularly by checking your balances and statements. This helps you to detect fraudulent transactions, if any, quickly. The earlier a fraud is detected, the lesser will be its financial impact. You can place your order through all major bank's internet banking service.


Cash on Delivery Payment (COD)

Cash on delivery is applicable, at times,only within India. Cash has to be paid to the courier representative only during the time of delivery. Only cash will be accepted at the time of delivery. Cheques or Demand Drafts are not accepted. Gift vouchers will not be applicable on COD orders.

 

Card Payment

You can order and pay securely with our online shopping cart. We accept payment by most major credit and debit cards. Your order will be processed only on receiving the payment. If the issuer of your payment card refuses to authorise payment to us or you fail our security checks, we will not be liable for the delay or non delivery of your order caused by the same. We accept Visa, Master & Maestro Card along with Net banking of Axis Bank, HDFC Bank, uco bank, sbi bank etc. We also accept payments through Itz Cash Card and a wide range of debit cards.


Mobile Wallet

You can order any product using your mobile wallet as mobile wallet is safe and secure for online transactionss. Mobile wallet is safe to use for small orders or less price and its doesnt required any information related to your card or bank. Currently we accept payment from Paytm, Freecharge, MobiKwik, Buddy & Jio Money wallets.


Are there any hidden charges (Octroi or Sales Tax) when I make a purchase on Emafiya?

There are NO hidden charges when you make a purchase on Emafiya. The prices listed for all the items are final and all-inclusive. The price you see on the product page is exactly what you pay.

 

How do I pay using a credit/debit card?

We accept payments made by credit/debit cards issued in India and 21 other countries.

 

Credit cards

We accept payments made using Visa, MasterCard and American Express credit cards.

To pay using your credit card at checkout, you will need your card number, expiry date, three-digit CVV number (found on the backside of your card). After entering these details, you will be redirected to the bank's page for entering the online 3D Secure password.

 

Debit cards

We accept payments made using Visa, MasterCard and Maestro debit cards.

To pay using your debit card at checkout, you will need your card number, expiry date (optional for Maestro cards), three-digit CVV number (optional for Maestro cards). You will then be redirected to your bank's secure page for entering your online password (issued by your bank) to complete the payment.

 

Internationally issued credit/debit cards cannot be used for Flyte, Wallet and eGV payments/top-ups.

 

Is it safe to use my credit/debit card on Emafiya.com?

 Your online transaction on Emafiya is secure with the highest levels of transaction security currently available on the Internet.

All credit card and debit card payments on Emafiya are processed through secure and trusted payment gateway managed by leading banks. Banks now use the 3D Secure password service for online transactions, providing an additional layer of security through identity verification.

 

What steps does Emafiya take to prevent card fraud?

Emafiya realizes the importance of a strong fraud detection and resolution capability. We and our online payments partners monitor transactions continuously for suspicious activity and flag potentially fraudulent transactions for manual verification by our team.

In the rarest of rare cases, when our team is unable to rule out the possibility of fraud categorically, the transaction is kept on hold, and the customer is requested to provide identity documents. The ID documents help us ensure that the purchases were indeed made by a genuine card holder. We apologise for any inconvenience that may be caused to customers and request them to bear with us in the larger interest of ensuring a safe and secure environment for online transactions.

 

What is a 3D Secure password?

The 3D Secure password is implemented by VISA and MasterCard in partnership with card issuing banks under the "Verified by VISA" and "Mastercard SecureCode" services, respectively.

 

The 3D Secure password adds an additional layer of security through identity verification for your online credit/debit card transactions. This password, which is created by you, is known only to you. This ensures that only you can use your card for online purchases.

 

Can I use my bank's Internet Banking feature to make a payment?

Yes. Emafiya offers you the convenience of using your bank's Internet Banking service to make a payment towards your order. With this you can directly transfer funds from your bank account, while conducting a highly secure transaction.

 

Can I pay Emafiya by Paytm or any other Mobile Wallet?

Yes. All mobile wallet's are integrated in our payment gateway, You have to choose by your choice on payment page.

 

How & when i will be informed that my payment is done and its confirmed?

You will get a confirmation text message & email from our website just after placing your order & it will reflect in you account statement as paid to "Emafiya".